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        Chuck Groot Financial Consulting

NO SUITABILITY REVIEW DISCLOSURE

You acknowledge and agree that, in the course of providing services to you, neither Questrade nor its investment representatives from Chuck Groot Financial $ Business Consulting provides advice or recommendations regarding the purchase or sale of any security, or makes any determination of your general investment needs and objectives or your suitability regarding the proposed purchase or sale of any security. Questrade and Chuck Groot Financial $ Business Consulting will also not be responsible for making a determination that the products and account types offered are appropriate for you. You are responsible for your investment decisions and transactions for any profits or losses as well as for any tax consequences that may result. You further acknowledge and agree that, in the course of providing services to you, neither Questrade nor Chuck Groot financial $ Business Consulting provides you with any legal, tax, or accounting advice regarding the profitability of any security or investment or any decision in respect thereof, nor does Questrade nor Chuck Groot financial $ Business Consulting consider your financial situation, investment knowledge, investment objectives, and risk tolerance when accepting orders from you. You will not solicit or rely upon any such advice from Questrade, Chuck Groot financial $ Business Consulting, or any of its employees and agree that Questrade nor Chuck Groot financial $ Business Consulting will have no liability therefore whatsoever. In making investment decisions with respect to transactions in or for your account(s) or any other matter, you will consult with and rely upon your own advisors and not Questrade.